Student Visa Readiness & Risk Check
Know where you stand before you pay the visa fee. A 1-on-1 check with a registered migration agent for students, parents and guardians, against today's rules and the changes Home Affairs has proposed.
Choose your track
Already in Australia?
Your visa ends in 8 weeks. Can you still apply from here? Since 2 October, most people can't.
- Exemption check: can you lodge in Australia, or must you apply from outside?
- Your record as a continuing student: progress, gaps, course changes, how you support yourself
- A date plan that works around your visa end date and your next intake
Applying from home?
Fewer than 1 in 5 offshore applicants from Nepal and Bangladesh were granted in July to September 2026.
- Funds: amount, ownership, source and how long the money has been held
- Study story: why this course, why this provider, how it links to your past study and work
- Course and provider fit, tested against today's rules and the proposals
Paying for it, or coming with them?
If you're the one funding the visa, your bank records are being assessed too.
- For parents and sponsors whose money is part of the application
- Who can be a supporter today, and who might not under the proposals
- Parents thinking about a Student Guardian (590) visa. Most can't lodge it in Australia now, except current 590 holders
- Category
- Student
- For
- Students in Australia, students overseas, and the parents or guardians funding them
- Checks
- Funds, Genuine Student story, English test validity, course fit, onshore or offshore
- You receive
- A written risk summary and a clear next step
- Tracks
- In Australia · Overseas · Parent or guardian
- Our fee
- From A$220
Start here
Do this
- Check your funds now: who owns them, where they came from, how long they've been there
- Write down why this course and this provider, in your own words
- Check your English test will still be valid on the day you apply
- Book a check before you pay the visa fee
Avoid this
- Large last-minute deposits with no clear source
- Copying a Genuine Student statement
- Treating proposals as rules, or ignoring them
- Paying the visa fee on a file nobody has checked
What a wrong turn can cost: A visa fee paid on a weak file is A$2,500 lost, and a refusal stays on your record for every visa after it.
Are you on the right track?
- Can you explain every large deposit in your funds?
- Does your course clearly build on your past study or work?
- Do you know whether you must apply from outside Australia?
Unsure about any of these? Talk it through on a free call — you're not alone in this.
Is this you?
- You plan to lodge a student visa in the next 3 to 12 months and want to know your risks first.
- Your funds come from family, a loan or a recent deposit, and you're not sure how they'll be read.
- You're already in Australia and need to know whether you can apply here or must leave.
- You're a parent or guardian paying for the visa, or thinking about a Student Guardian (590) visa.
What changed
2 Oct 2026 Most people must now apply for a new Student visa from outside Australia, unless an exemption applies. This is law.
30 Oct 2026 Home Affairs opened a consultation on the Genuine Student test and financial evidence. These are proposals, not decided. Submissions close 12 pm AEDT, 23 November 2026.
Who qualifies
- Anyone planning a Student (500) or Student Guardian (590) visa, onshore or offshore.
- Parents, guardians and sponsors who are funding a student's visa.
- Students who have had a refusal and want to understand why before trying again.
Step by step
- Pick your trackIn Australia, overseas, or parent or guardian. Book online and tell us your intake.
- Send key documentsPassport, CoE or offer, bank statements, sponsor details, English test, study history.
- 1-on-1 sessionWe go through money, study story, course fit and where you must apply.
- Written risk summaryRed, amber and green on each area, with what to fix and by when.
- Your next stepFix the gaps yourself, or choose a higher tier and we prepare and lodge with you.
Document checklist
Your ticks are saved on this device only.
Common problems
How we help you with the Readiness Check
- 1UnderstandA short booking where you pick your track and send key documents.
- 2PlanA 1-on-1 session with a registered migration agent.
- 3PrepareYour written risk summary with red, amber and green ratings.
- 4LodgeIf you choose Tier 3, we prepare and lodge with you.
- 5DestinationA re-check if the rules change before you lodge (Tier 3).
What you'll receive
How we keep in touch: Email and WhatsApp, with a follow-up when the Government announces its decision on the proposals.
Three ways to do it
An honest look at your options. Some people do this themselves, and that can work well.
| Topic | With Omar Nafiz | Doing it yourself | With another provider |
|---|---|---|---|
| Money check | Source, ownership, history and loans checked | Amount only | Often amount only |
| Proposed changes | Explained, labelled "proposed, not decided" | Rumours online | Sometimes sold as "new rules" |
| Onshore or offshore | Exemptions checked against your dates | Often assumed | Varies |
| Study story | Built on your real evidence | Often templated | Sometimes templated |
| Honesty | We'll say "don't apply yet" if that's right | N/A | Varies |
Questions people ask
Is this the same as a visa application?
No. Tier 1 and Tier 2 are checks. You leave with a written risk summary and a plan. Tier 3 adds the full application.
Can you guarantee my visa?
No. Nobody can. We tell you honestly where the risks are and what can be fixed before you lodge.
Do the proposed changes apply to me now?
No. They are proposals under consultation. Today's rules apply until the Government decides. We check you against both, so you're ready either way.
Can my parents join the session?
Yes. Parents and guardians are welcome, and there's a track designed for the people funding the visa.
Pricing
Quick Check
Your biggest risks in one focused session, with a red, amber and green rating and a 1-page action list.
Full Readiness Review
Full document review (bank statements, sponsors, loans, study history) and a written report with a fix-it plan.
Readiness + Application
The full review, then we prepare and lodge the student visa with you, with a re-check if the rules change first.
Our prices as at 22 October 2026. Packages are paid in stages, only after you sign a written service agreement. All services and fees.
Book
Talk to us about the Readiness Check
Start with a free 10-minute phone call. If you need full advice, book a A$110 consultation — it comes off your package.
Often considered alongside
Official sources
- Home Affairs: consultation on the Genuine Student requirement and financial capacity framework
- Home Affairs: changes to Student visa rules (2 October 2026)
- BP0015 Student visa grant rates (data.gov.au)
Figures checked 28 October 2026. Visa rules and charges change — we confirm everything for your situation before you pay for a package.
